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May 08, 2018

The Cost of Not Having Health Insurance: A Guide to Calculating & Planning For Healthcare Expenses

May 08, 2018/ C&CG
The Cost of Not Having Health Insurance: A Guide to Calculating & Planning For Healthcare Expenses

You ready for some dry AF health insurance talk? I know I am!

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May 08, 2018/ C&CG/ Comment
Savings, Healthcare, Health, Health Insurance, ACA, Obamacare, Uninsured, Cost-Benefit Analysis, budgeting, Unconventional Financial Advice, Wellness, Wellbeing
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Permanent Writer's Block & the Pandemic
Jan 9, 2022
Permanent Writer's Block & the Pandemic
Jan 9, 2022

For me, there has been an undercurrent of anxiety and grief that is hard to describe…but essentially, it hasn’t left room in my brain for much more than the essentials and, in my downtime, relatively mindless entertainment.

Jan 9, 2022
Starting a New Job in a Global Pandemic Might Be the Best Thing That’s Happened to My Career
Jul 15, 2020
Starting a New Job in a Global Pandemic Might Be the Best Thing That’s Happened to My Career
Jul 15, 2020

There’s plenty to complain about these days, and honestly, it’s getting kinda draining (name that musical!) so I decided to highlight one of the good things that has come out of COVID for me. Starting a new job remotely during the pandemic has actually benefitted me in so many ways versus going into a new office setting.

Jul 15, 2020
What Does Added Sugar Have to Do With Spending Money?
May 26, 2020
What Does Added Sugar Have to Do With Spending Money?
May 26, 2020

If you make enough money, removing the “added sugar” from your budget is a great way to free up money – guilt-free! – for things you just *want* to buy.

May 26, 2020
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Champagne & Capital Gains

Personal finance for young professionals who want to indulge their champagne tastes on a beer budget, optimize their everyday spending, and learn to invest for a financially independent future.

Welcome to C&CG!

I'll be your guide to all things money optimization, because I like to spend as little as possible on all the nice things, and invest as well as possible so I can have the freedom I want later in life. 

#TalkMoney to me at:
hello@champagneandcapitalgains.com

Must-Reads!

You Need Emergency Friends Just As Much As You Need Emergency Funds

When Does Self-Care Become Self-Sabotage?

Minimalism Is Not a Virtue

Why the Fitness Line Item in Your Budget Should Hurt

Mental Health Care Costs Should Be Non-Negotiables

Money Lessons I Learned from Friends: Chandler Bing

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    The only two wedding vendors we cheaped out on (relatively speaking…) are also the only two wedding vendors we actu… https://t.co/S3gGwpdfF5
    Apr 5, 2023, 3:57 PM
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    Hey @Chase can you explain why your business accounts aren’t accepting ACH payments/deposits? This means I can’t us… https://t.co/dKghcaHxqJ
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June numbers are in! The investments/retirement number has been all over the place. A week or two ago, it was > $80,000...now it’s back down. The market is a wild ride right now. Just hang on! • My #emergencyfund is up to almost $5,000.
#Juneteenth: A day to celebrate America’s history of becoming a more perfect union, and a day to remember we still have a long way to go to that end. • Share some of your favorite black creators and creations in the comments, whether it&rs
#blackouttuesday
New post! 👩🏼‍💻 What Does Added Sugar Have to Do With Spending Money? 🍦💸 • I love a good analogy! Last week, I was binging on some Oreos (pretty standard whenever I buy them), and I started thinking about my added sugar strategy, which I
Memorial Day sales are revving up! As you all know, I’m not just a #debtrepayment blogger, I’m a spending optimization fanatic! • Spending is necessary in life. And I love NOTHING more than spending a little as possible on things I n
May Money Update! 🤓💸 My 401k is open! I’ll have 14 paychecks to contribute to my 401k. Currently, I’m doing $850/paycheck, but I may increase it before the end of the year. • My current priority is getting a cash emergency fund of
Happy Monday! This picture is from my trip to South African wine country- this small town called Franschhoek has all of this fun, modern art everywhere. These paper clips reminded me of the work week ahead (and reminded me that I’m ready to be
Extremely late April update!🌷😷 • Stocks have bounced back a bit, which is reflected in the increase in my investment total...in May, I’ll start contributing to a 401k again so this will begin ramping up! I still want to hit $100k by the
Social distancing got you feeling down? Even my pup is feeling the effects! • Just kidding...he is living his best life getting multiple 30-minute walks per day and getting to hang out with me 24/7. His only struggle is not being allowed to snif

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