What Does Added Sugar Have to Do With Spending Money?
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If you make enough money, removing the “added sugar” from your budget is a great way to free up money – guilt-free! – for things you just *want* to buy.
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July 2019 Goals Update!
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This summer I replaced most of my workout clothes - I haven’t bought anything new in 6 years, which is crazy. Most of it was great quality, but a couple of the colorful leggings were quite see-through, which is NOT a lewk I’m going for. So a few hundred dollars will be going back in my account! I’ll call that a win.
Read MoreJune 2019 Goals Update!
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Yall, June was a monster. So much happened. I didn’t even post anything other than my May 2019 goals update last month because so much insanity was going on. And clearly July isn’t any less insane, because I’ve neglected the blog altogether. Sorry about that! But I’m back to give you the lowdown on how things are going in my money and my life.
Read MoreMay 2019 Goals Update!
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I made a big dent in my consumer debt this month, but I did transfer some savings to do it because (A) I had a large payment due and I would have had to incur interest if I didn’t pay it…I also changed my W4 allowances because apparently I have had 0 withholdings since I got this job 2017. That’s crazy! Each paycheck is now ~$100 more, which means I’ve freed up ~$200/mo for reducing that consumer debt.
Read MoreApril 2019 Goals Update!
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My consumer debt is finally *truly* on the decline, and as some of you may have seen in my Instagram stories last week, I’m almost to the point where I am finished with the “paying off each statement balance in a very particular order” merry-go-round. My reading list is still just as long as it was last month, because I’m falling down on the job.
Read MoreMarch 2019 Goals Update!
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March and the beginning of April was hectic with my final of 3 bridesmaid adventures for 2019 consuming most of my free time. First, there was a shower, then a Bachelorette party in mid-March and finally the wedding the first weekend of April! It was all so much fun, but VERY expensive.
Read MoreThe Time I Bought Amex Gift Cards with My Target Card: Desperate Money Hacks to Avoid Payday Lenders or Missing a Payment
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This list is intended to be for temporary financial situations - like a government shutdown, for example, or the time between graduation and a job start date. This list is not specifically intended to be used as a general money management strategy, but frankly, if it helps you get current on your bills, have at it. I’m not going to judge you improving your situation if improving your situation right now would mean a 16% interest rate on a credit card vs a 300% APR on a payday loan.
Read More2018 was The Year of Mental & Physical Health. 2019 is The Year of...
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2018 was the year I committed to my mental and physical health, pretty much no matter the cost. It was the year of 2x/week personal training, weekly therapy, binging ER, and letting my brain rest when I wasn’t working on my blog or doing things with my people. The foundation is sustainable enough that I can build on it BIG TIME in 2019 without spending nearly as much money.
Read More2018 Recap: Champagne & Capital Gains is 9 Months Old! Blog, Money & Life Highlights
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Happy 2019, everyone! I’m looking forward to 2019, although I can’t believe it’s already here! 2018 seemed like it just started (and also like it was 85 years long…anyone else?) Can’t wait for new challenges and to build on everything I accomplished in 2018. The blog is nine months old, and I had lofty goals for the fourth quarter of the year, so let’s get to it to see how I did!
Read MoreMoney Lessons I Learned from Friends: Monica Geller
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Monica serves as a romantic foil to Rachel’s absurd dating successes, reminding Rachel that sometimes when men say they’re going to call, they’re not actually going to call. She’s afraid she’ll never find a partner. She’s particular about…everything. And she’s almost always right. I relate to Monica a lot. And she learns (and teaches) quite a few financial lessons to which I certainly can relate, and I’m hoping you can too!
Read MoreMoving? 5 Ways to Save Money Without Sacrificing Your Sanity (plus a To-Do list!)
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Is anyone moving soon? I’m moving next month and it will be my 10th move in 7 years, so I feel ya. Big time. Moving can be super overwhelming and get expensive quickly if you aren’t careful.
Read MoreThree Ways I'm Reducing My Expenses with Basically No Effort
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As I’ve mentioned before, I’m not frugal, and I don’t try to cut corners in literally every possible way in my life. But I do waste money, and no matter how much money you make, it never hurts to make a conscious effort to spend less in some areas to have more for other areas!
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For me, there has been an undercurrent of anxiety and grief that is hard to describe…but essentially, it hasn’t left room in my brain for much more than the essentials and, in my downtime, relatively mindless entertainment.